tag:blogger.com,1999:blog-25965809643381798892024-03-12T17:01:55.449-07:00Senior Benefits and Beyond-- Robin Tefft Your New Jersey Medicare Specialist. Making Medicare SIMPLE.Robin Teffthttp://www.blogger.com/profile/02959212254022055070noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-2596580964338179889.post-52144630945199175362022-02-14T02:30:00.006-08:002022-02-18T12:31:15.580-08:00Heart Month, Pickleball, and Belly Fat<p><span style="font-size: 14pt;"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEi1CHYD_HKrEzz1jWWbhNo30OPOOkzrKiYo7ftFhevoBi1QP2Pvy1ll-cx5wRNu-1Ro3v_3bN_U_KqmNYN4FkWyX1EcZhdOe3OKZFWlaJM08TXVX45rNunUUUNdZadLodvehAnwGjjir5x4IHBflscNqNjgzAgVoqlQAujDsTruv8XkSqQT9U92OHdD=s940" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="788" data-original-width="940" height="268" src="https://blogger.googleusercontent.com/img/a/AVvXsEi1CHYD_HKrEzz1jWWbhNo30OPOOkzrKiYo7ftFhevoBi1QP2Pvy1ll-cx5wRNu-1Ro3v_3bN_U_KqmNYN4FkWyX1EcZhdOe3OKZFWlaJM08TXVX45rNunUUUNdZadLodvehAnwGjjir5x4IHBflscNqNjgzAgVoqlQAujDsTruv8XkSqQT9U92OHdD=s320" width="320" /></a></div><div style="text-align: left;"><span style="font-size: medium;">As you probably know,
February is American Heart Month. Heart month <i><b>means</b></i> something to me. I lost a
grandmother and grandfather to heart disease before I was born. I lost an
uncle when he was 63 and a very good friend and pastor when he was 62. I’ve had
three cousins all have major heart attacks and heart surgery before the age of
60</span>.</div><p></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 107%;">To say I’m
on guard is an understatement. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 107%;">Please, please
get your annual check-ups done and visit a cardiologist for a stress test, keep
active and watch your belly fat!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 107%;">To help you
with the keeping active and watching your belly fat things, I’ve got two things to share
with you. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 107%;">First, if
you haven’t heard, we’ve got a brand-new Pickle Ball Club opening this week
right here in Ewing! The Mercer Bucks Pickleball Club is at 370 Sullivan Way (off
Silvia Street). They’ll have time reserved 5 days a week for Senior Play (you
must be over 60) every day of the week, plus new to Pickleball class and clinics,
and if you’re a pro at this game, leagues, and tournaments too. Their official
grand opening is Tuesday at noon and their ribbon cutting is Friday at 11. I’ll
be there for both events, so come on out and see what pickleball is all about
and say hi! To learn more about the Mercer Bucks Pickleball club, visit: <a href="https://www.playmbpc.com/">https://www.playmbpc.com/</a><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 107%;">Next, I’ll be
giving a 30-minute fun and education webinar about the Dangers of Belly Fat.
That’s coming up on Wednesday, February 23<sup>rd</sup> at noon. To register
for this event, visit: <a href="https://seniorbenefitsandbeyond.com/2022">https://seniorbenefitsandbeyond.com/2022</a>
The event, as always, is free, but registration is required. This will be a fun
and interactive time… so get ready to learn how to improve your heart health
and have some fun. Please share the link with any friends of family members you
think would be interested in joining. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 14pt; line-height: 107%;">Finally, if
you haven’t enrolled in the Aetna Heart Attack Stroke protection plan, please
give me a call or send me an email for a quote on at least a 5 or 10 thousand
dollar policy. We can probably get you and your spouse signed up for under $25 a
month. And like I said, this is an important thing to me. I would encourage you
to talk to your kids about getting one of these policies as well. The younger
you are, the lower the rate – and that rate will be locked in for LIFE.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 14pt;">And as always,
thank you for letting me help you with your Medicare and Health Insurance policies. The responsibility
is one that I take very seriously. So thank you for your trust.</span></p><p class="MsoNormal"><span style="font-size: 14pt;">Here’s to American Heart Month and keeping yourself healthy!</span></p><p class="MsoNormal"><span style="font-size: 14pt;"><br /></span></p><p class="MsoNormal"><span style="font-size: 14pt;"><em style="font-size: medium;"><span face=""Lato",sans-serif" style="color: #5e5e5e;">Robin Tefft – Your New Jersey Medicare Specialist -- is a licensed health and life insurance agent and owner of Senior Benefits and Beyond – Making Medicare Simple. To get in touch, you can download my digital business card </span></em><span face=""Lato",sans-serif" style="color: #5e5e5e; font-size: medium;"><a href="http://nextcardpro.com/card/N222278" style="box-sizing: inherit; cursor: pointer; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"><span style="color: #c932b7; text-decoration-line: none;">HERE</span></em></a><em style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">. Or visit my website where you can get quotes on the plans available in your area - no cost or obligation. </em><a href="https://mymedicarenj.com/" style="box-sizing: inherit; cursor: pointer; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"><span style="color: #c932b7; text-decoration-line: none;">MyMedicareNJ.com</span></em></a><em style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"> Better yet, give me a call, and let's talk! 609-379-2887.</em></span></span></p>Robin Teffthttp://www.blogger.com/profile/02959212254022055070noreply@blogger.com2Ewing Township, NJ, USA40.2599864 -74.7909124999999911.949752563821157 -109.94716249999999 68.570220236178841 -39.63466249999999tag:blogger.com,1999:blog-2596580964338179889.post-6310180677698771322022-01-30T07:41:00.004-08:002022-01-30T07:41:30.450-08:00Turing 65 or Retiring This Year? Then The Time Is Now...<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEj2kcOH9MPdl0soBHWVRVgmpGO6-eXgLLhAtcWENZQJl_Tu_xu_j33-Fz629HERo0JtPf2A9VYPkoEs8hl_tj9mb8bkWqOwzDqzzWzfEwDJmDAgySzBGhO4de5M6CcgsZrKIFvuBnxYl7PP3oC8mNs-j444x2cpx_wM_fNoEA6xLQBoO-2A5WANlPSt=s940" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="788" data-original-width="940" height="281" src="https://blogger.googleusercontent.com/img/a/AVvXsEj2kcOH9MPdl0soBHWVRVgmpGO6-eXgLLhAtcWENZQJl_Tu_xu_j33-Fz629HERo0JtPf2A9VYPkoEs8hl_tj9mb8bkWqOwzDqzzWzfEwDJmDAgySzBGhO4de5M6CcgsZrKIFvuBnxYl7PP3oC8mNs-j444x2cpx_wM_fNoEA6xLQBoO-2A5WANlPSt=w335-h281" width="335" /></a></div> <span style="font-size: 12pt;">Jeremy called
me on Monday, January 24</span><sup>th</sup><span style="font-size: 12pt;"> and the conversation started </span><span style="font-size: 12pt;"> </span><span style="font-size: 12pt;">like this:</span><p></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;">Jeremy: Hi. I
retired on Friday and my company health insurance ends on January 31<sup>st</sup>.
How soon can I get a Medicare policy? I need something for February 1<sup>st</sup>.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;">Me: Well, congratulations
on the retirement. That’s awesome. How soon can you get a Medicare Policy…? Well,
that all depends. Are you 65 or older and do you already have Medicare Parts A
and B?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;">Jeremy: I
turned 65 in September. I have Part A, but don’t have Part B yet because I didn’t
need it. I was still working and had health insurance. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;">Me: Oh… Then
how long it’s going to take to get you a Medicare Policy is up in the air. It
could take Social Security anywhere from three to six weeks or more to process your
Part B and set the effective date. And
you can’t sign up for a Medicare Advantage Plan or a Medicare Supplement until your
Part B effective date is set. Once it is, we can get you enrolled in a plan.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;">SO… the
moral of this little scenario is: If you’re turning 65 or retiring this year, it’s
NEVER TOO EARLY to figure out your roadmap and timing on applying for all the
things you’ll need in place.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;">It’s also
never too early to figure out what your options are if you’re turning 65 or
retiring this year. (For an easy-to-use, step-by-step Decision Tree, visit <a href="https://seniorbenefitsandbeyond.com/">seniorbenefitsandbeyond.com</a> and
click the Turning 65 Decisions Tab).<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;">I know
Medicare is confusing. I’m here to make it simple and take all the stress out of the process. The bottom line
is six months before your 65<sup>th</sup> birthday or you<br />r retirement date, you
should have a conversation with me. We’ll go over the important deadline dates,
the how-tos and I’ll walk you through the process step by step.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size: 12.0pt; line-height: 107%;"> </span></p>
<p style="background: white; margin: 0in;"><em><span style="color: #5e5e5e; font-family: "Lato",sans-serif;">Robin Tefft – Your New Jersey Medicare Specialist -- is a licensed health and life insurance agent
and owner of Senior Benefits and Beyond – Making Medicare Simple. To get in
touch, you can download my digital business card </span></em><span style="color: #5e5e5e; font-family: "Lato",sans-serif;"><a href="http://nextcardpro.com/card/N222278" style="box-sizing: inherit; cursor: pointer; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"><span style="color: #c932b7; text-decoration-line: none;">HERE</span></em></a><em style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">. Or visit my website where you can get
quotes on the plans available in your area - no cost or obligation. </em><a href="https://mymedicarenj.com/" style="box-sizing: inherit; cursor: pointer; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"><span style="color: #c932b7; text-decoration-line: none;">MyMedicareNJ.com</span></em></a><em style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"> Better yet, give me a call,
and let's talk! 609-379-2887.</em></span><o:p></o:p></p>Robin Teffthttp://www.blogger.com/profile/02959212254022055070noreply@blogger.com0Trenton, NJ 08618, USA40.2450268 -74.786369811.932346931805849 -109.9426198 68.557706668194143 -39.6301198tag:blogger.com,1999:blog-2596580964338179889.post-69621039017613959992021-10-15T08:47:00.006-07:002022-01-19T08:53:02.553-08:00Why You Should Never Call...<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEgTyZmQ9YSny71sBBxKZT8LWeQkJjVc6F9P6dDL5Z95aapowSiVZYs0gOkmuLL1M-_rQ5gwRPhAr9_5AJq24f5-SThscltVzxLi4SUVq7fbcU4jEdyxcBAee7hw8bWAjxPvwYdDa6qKnOx9VO-MvADpXONIREhG3uuZlzpV7rM1EdY0ap37byyTJU38=s1200" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1200" height="320" src="https://blogger.googleusercontent.com/img/a/AVvXsEgTyZmQ9YSny71sBBxKZT8LWeQkJjVc6F9P6dDL5Z95aapowSiVZYs0gOkmuLL1M-_rQ5gwRPhAr9_5AJq24f5-SThscltVzxLi4SUVq7fbcU4jEdyxcBAee7hw8bWAjxPvwYdDa6qKnOx9VO-MvADpXONIREhG3uuZlzpV7rM1EdY0ap37byyTJU38=s320" width="320" /></a></div><br /> <span style="background-color: white; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px;">I know you've been tempted. </span><p></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Who wouldn't be? </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">You see those commercials so many times-- and you're about to start seeing them even more. They're everywhere and it's Joe Namath and Joe Theismann for cryin' out loud. You <em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">want</em> to call! You want to make sure you're getting all the benefits you're entitled to and if something's changed in your area, you want to know about it.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Slow down.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">I'm about to make you the smartest person in your group of friends. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Medicare Plans change ONCE a year. No matter what insurance company you use, the plan changes that will take effect on January 1st are all announced on October 1st. If you're currently on a Medicare Advantage Plan, sometime in September you will get what we call an Annual Notice of Change, or ANOC. That document will tell you what specific changes are being made to your plan starting in January...from changes in the premium you pay to the doctors that are in-network.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">When those commercials tell you anytime between January and September that there may be changes that could affect you, they're trying to get you on the phone so they can sell you something else. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">But here's one of the biggest reasons I don't want you to call those numbers:</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">When you do, you're calling a call center with <em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">hundreds of people</em> answering the phones. From all over the country. You won't be talking to someone who knows the area you live in! They'll ask for your zip code and when they punch it in, all the plans available in that zip code will pop up on their screen. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">What happens next? They'll pick a plan for you. Will it be the best one for you? Probably not. Will all your doctors be in-network? Will all your prescriptions be covered? How much out of pocket will you be spending? Do they know you'd rather go to Capital Health as opposed to Penn Med? Or RWJ over St. Barnabas? Do they know that even though they see dozens of doctors in-network that are within 10 miles of you that those doctors are in Yardley and in a different STATE? </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">No, they don't. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Oh, and when I said you're calling a call center and hundreds of agents are taking calls? You know what that means, right?</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">If you ever needed to get a hold of that agent because you had a question or a complaint, that's nearly impossible. Trying to get that agent again would be like trying to find the same ant you saw crawl across the sidewalk yesterday.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">So, what should you do if you have any questions about Medicare or Medicare Plans or your eligibility for those plans? You should find a licensed agent in your area who will take the time to get to know you, get to know what your needs are, what your preferences are, and what fits your financial budget. Oh, and you should find an agent who will be accountable to YOU and that you'll be able to get in touch with whenever you need them. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Please don't be fooled by the celebrity endorsements. Joe doesn't even have the type of plan he's endorsing....but that's a topic for another day.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br style="box-sizing: inherit; clear: both;" /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">Robin Tefft is a licensed health and life insurance agent who specializes in Medicare...Your New Jersey Medicare Specialist. To get in touch, you can download my digital business card </em><a class="x-el x-el-a c2-29 c2-2a c2-5g c2-2c c2-2d c2-5h c2-j c2-5i c2-3 c2-2g c2-2h c2-2i c2-2j" href="http://nextcardpro.com/card/N222278" rel="noopener" style="background-color: transparent; box-sizing: inherit; color: #c932b7; cursor: pointer; display: inline; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">HERE</em></a><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">. Or visit my website where you can get quotes on the plans available in your area - no cost or obligation. </em><a class="x-el x-el-a c2-29 c2-2a c2-5g c2-2c c2-2d c2-5h c2-j c2-5i c2-3 c2-2g c2-2h c2-2i c2-2j" href="https://mymedicarenj.com/" rel="noopener" style="background-color: transparent; box-sizing: inherit; color: #c932b7; cursor: pointer; display: inline; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">MyMedicareNJ.com</em></a><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"> </em></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit !important; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">Better yet, give me a call, and let's talk! 609-379-2887.</em></span></p>Robin Teffthttp://www.blogger.com/profile/02959212254022055070noreply@blogger.com0Ewing Township, NJ, USA40.2599864 -74.7909124999999911.949752563821157 -109.94716249999999 68.570220236178841 -39.63466249999999tag:blogger.com,1999:blog-2596580964338179889.post-63426159291652188422021-10-01T08:40:00.006-07:002022-01-19T08:52:14.098-08:00Joe Knows Football, I Know Medicare<p><span face="Lato, arial, sans-serif" style="background-color: white; color: #5e5e5e; font-size: 16px;"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhzGm1olvky0Fx-1UUNo3tQBWGOEv8NR8AyGkijOSBFFEqY-ICQuB3YBCrahC5_5gW6GbWRZQFxcIM68MH85EHRQbZbfvDo9llspHTLD3AKZ0EufqRY-yV2V1fodjSScjSlKH2VTRhccOucwcNTDG-bgFA9c7M0J8nBoGbiBj82KbjwhTg-G9cT_VD7=s1011" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" data-original-height="639" data-original-width="1011" height="126" src="https://blogger.googleusercontent.com/img/a/AVvXsEhzGm1olvky0Fx-1UUNo3tQBWGOEv8NR8AyGkijOSBFFEqY-ICQuB3YBCrahC5_5gW6GbWRZQFxcIM68MH85EHRQbZbfvDo9llspHTLD3AKZ0EufqRY-yV2V1fodjSScjSlKH2VTRhccOucwcNTDG-bgFA9c7M0J8nBoGbiBj82KbjwhTg-G9cT_VD7=w200-h126" width="200" /></a></div><h3 style="text-align: left;">I’ve been getting a lot of questions about the commercial the famous football players do about Medicare. You know the ones I’m talking about. You’re about to start seeing them even more than you already do. Let me clarify some of the misleading information. </h3><p></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">The first question I get is usually, “How do I get in a plan that puts $145 back in my Social Security account.” </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">You don’t. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Most of you. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">What that is referring to is a program called MEDICAID. If you are in a low-income bracket and QUALIFY FOR MEDICAID IN YOUR STATE, YOUR STATE Medicaid will pay some or all of your Part B Medicare Premium which happens to be $148.50 this year. Insurance companies or their plans have nothing to do with this. </span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">So, when you call “Joe Namath” or “Joe Theismann” you will be asked what zip code you live in and what your annual income is. They’ll then tell you that you aren’t qualified for the program or that it’s not available in your area.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Are there some plans that do a Plan B Giveback? Yes. Some insurance companies offer between $20-$50 a month in some of their plans, but this varies by Insurance Company, Plan, State, and sometimes even county. There is ONE Plan, in Florida, that pays back that entire Part B Premium. (The plan has many holes including a lack of doctors in their network, but that’s a story for another day.) THIS is how they can legally say, “Plans may not be available in all areas.”</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">PLEASE be careful. Never give your Social Security Number or Medicare number to someone who is going to run a quote for you. They don’t need that info to run a quote.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Also, please talk to a local agent who knows your area, your doctors, your hospitals, and YOU. Of course, I would love that to be me, but if it’s not me, please find a licensed, reputable, local agent who will be accountable to you.</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><br /></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">Oh, and here is the disclaimer on the Joe Namath commercial that you really can’t see because you’re too busy listening and seeing all the big words on the screen:</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;">*Certain beneficiaries may qualify for help paying their Part B Premium ($144 per month as of 2020, $1,728 annually) as part of each State’s Medicaid/or Medical Assistance Program. GoHealth assists beneficiaries with applications and initial eligibility screening, but only the relevant state agency may determine eligibility. Provision of financial information to GoHealth is optional and does not affect enrollment eligibility. Residents of certain regions may also qualify for a Part B Buyback Plan covering up to $135 of the Part B Premium."</span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><br /></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><br /></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">Robin Tefft is a licensed health and life insurance agent who specializes in Medicare...Your New Jersey Medicare Specialist. To get in touch, you can download my digital business card </em><a class="x-el x-el-a c2-29 c2-2a c2-5g c2-2c c2-2d c2-5h c2-j c2-5i c2-3 c2-2g c2-2h c2-2i c2-2j" href="http://nextcardpro.com/card/N222278" rel="noopener" style="background-color: transparent; box-sizing: inherit; color: #c932b7; cursor: pointer; display: inline; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">HERE</em></a><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">. Or visit my website where you can get quotes on the plans available in your area - no cost or obligation. </em><a class="x-el x-el-a c2-29 c2-2a c2-5g c2-2c c2-2d c2-5h c2-j c2-5i c2-3 c2-2g c2-2h c2-2i c2-2j" href="https://mymedicarenj.com/" rel="noopener" style="background-color: transparent; box-sizing: inherit; color: #c932b7; cursor: pointer; display: inline; font-size: unset; font-weight: inherit; letter-spacing: inherit; overflow-wrap: break-word; text-transform: inherit;" target="_blank"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">MyMedicareNJ.com</em></a><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;"> </em></span></p><p style="background-color: white; box-sizing: inherit; color: #5e5e5e; font-family: Lato, arial, sans-serif; font-size: 16px; margin: 0px;"><span style="box-sizing: inherit;"><em class="x-el x-el-span c2-29 c2-2a c2-3 c2-5c c2-2k c2-2h c2-5d c2-5e" style="box-sizing: inherit; color: inherit; font-size: inherit; font-weight: inherit; letter-spacing: inherit; line-height: inherit; text-transform: inherit;">Better yet, give me a call, and let's talk! 609-379-2887.</em></span></p>Robin Teffthttp://www.blogger.com/profile/02959212254022055070noreply@blogger.com0Ewing Township, NJ, USA40.2599864 -74.7909124999999911.949752563821157 -109.94716249999999 68.570220236178841 -39.63466249999999